Drive with confidence — your vehicle deserves the best protection
Carma Warranty delivers premium extended auto warranty plans that shield you from unexpected repair costs. No gimmicks, no fine-print surprises — just straightforward coverage when you need it most.
50K+
Vehicles Protected98%
Claims Approved24/7
Roadside AssistanceComprehensive Protection for Every Driver
From bumper-to-bumper coverage to powertrain essentials, our plans are built around your vehicle and your budget.
Powertrain Coverage
Engine, transmission, and drivetrain protection that covers the core components keeping your vehicle on the road.
Stated Component Plans
Named-component coverage for specific systems — steering, brakes, air conditioning, electrical, and more.
Exclusionary Elite
Our highest-tier bumper-to-bumper coverage. If it is not on the short exclusion list, it is covered.
Rental Reimbursement
Stay mobile while your vehicle is in the shop. Daily rental allowances keep your life moving forward.
Roadside Assistance
Flat tire, dead battery, lockout, or out of fuel — help is one call away, 24 hours a day, 365 days a year.
Transferable Coverage
Selling your vehicle? Transfer your remaining warranty to the next owner and boost resale value.
Choose the Right Level of Protection
Three tiers designed for different needs and budgets. Every plan includes 24/7 roadside assistance and rental car reimbursement.
| Component / System | Core | Plus | Elite |
|---|---|---|---|
| Engine — all internally lubricated parts | ✓ | ✓ | ✓ |
| Transmission — automatic & manual | ✓ | ✓ | ✓ |
| Drivetrain — axle, differential, drive shaft | ✓ | ✓ | ✓ |
| Turbocharger / Supercharger | — | ✓ | ✓ |
| Steering system | — | ✓ | ✓ |
| Brake system — master cylinder, calipers, ABS | — | ✓ | ✓ |
| Air conditioning & heating | — | ✓ | ✓ |
| Electrical — alternator, starter, wiring harness | — | — | ✓ |
| Suspension — shocks, struts, control arms | — | — | ✓ |
| Navigation / Infotainment / Sensors | — | — | ✓ |
| Seals & Gaskets | — | — | ✓ |
Getting Protected Is Simple
Four easy steps from quote to covered. No paperwork headaches, no hidden hoops.
Get a Quote
Call us or request a quote online. We ask about your vehicle and driving habits to find the best fit.
Pick Your Plan
Review options side by side. Our team walks you through each tier so you make an informed choice.
Activate Coverage
Sign electronically, make your first payment, and your coverage goes live — often same-day.
Drive Worry-Free
Take your vehicle to any licensed repair shop in the USA or Canada. We handle the bill directly.
What Our Customers Say
Real experiences from drivers who trusted Carma Warranty with their vehicle protection.
My transmission failed at 82,000 miles and Carma Warranty covered the entire rebuild — over four thousand dollars. The claims process was smooth and the repair shop got paid directly. I did not pay a dime out of pocket.
I was skeptical about extended warranties but the Elite plan on my BMW has already paid for itself. The coverage is transparent and the customer service team actually answers the phone when you call.
Roadside assistance saved me twice in one month — once for a dead battery at the airport and once for a flat on the highway. Both times help arrived in under thirty minutes. Worth every penny.
Frequently Asked Questions
Straight answers to the questions we hear most often from vehicle owners.
What is an extended auto warranty?
An extended auto warranty — also called a vehicle service contract — is a protection plan that covers repair costs for mechanical breakdowns after your factory warranty expires. You pay a monthly or upfront premium, and when a covered component fails, the plan pays for parts and labor at any licensed repair facility.
Can I take my car to any repair shop?
Yes. All Carma Warranty plans let you choose any licensed repair shop in the United States or Canada — dealerships, national chains, or your trusted local mechanic. You are never locked into a narrow network.
Is there a waiting period before coverage begins?
A standard 30-day and 1,000-mile waiting period applies to all new plans. This protects all members of the risk pool by preventing enrollment of vehicles with pre-existing issues. Once the waiting period passes, full coverage kicks in immediately.
Can I cancel my plan if I change my mind?
Absolutely. Every plan includes a 30-day money-back guarantee. If you cancel within the first 30 days and have not filed a claim, you receive a full refund. After that, cancellations are prorated based on time or mileage remaining.
What vehicles are eligible for coverage?
Most vehicles under 15 model years old and under 150,000 miles qualify for coverage. We cover domestic and import cars, trucks, SUVs, and vans — including many luxury and high-performance models. Contact us with your VIN for an eligibility check.
How do claims get paid?
We pay the repair shop directly — not you. When a covered repair is approved, we send payment to the facility via corporate credit card or electronic transfer. You simply pay your deductible (if any) and pick up your vehicle.